Long Term Care Facilities
HUB International Ontario works with some of Canada's largest long term care providers and senior living facilities giving us a keen appreciation of the insurance challenges and potential liabilities faced by the industry. Because we are already "in the trenches", we understand how the long term care environment is affected by such things as funding and occupancy challenges. We can help providers anticipate new and evolving risks as they arise.
Risks to Understand
HUB International Ontario can design a tailor-made plan to meet the particular risks faced by your organization. Sit down and plan with us.
Protecting Your Organization
Your organization is constantly exposed to potential financial loss resulting from negligence. Some examples of such liability include injury to residents or the general public caused by:
- Medical malpractice
- Allegations of abuse
- Administrative errors and omissions
- Staff or volunteers using their own vehicles for business
- Food or drug spoilage
Protecting Your Volunteers
In many cases, your volunteers give unselfishly of their time to help your organization reach its goals. It is important to protect them against any losses due to injuries or lawsuits.
Liabilities of Directors and Officers
Individual officers and directors need protection from potential liabilities that may result from their activity of governing the organization such as:
- Breach of a Fiduciary Duty, Misrepresentation
- Alleged wrongful employment practices
- Bankruptcy related issues.
A lawsuit will immediately expose your board members' own personal assets and properties. The cost of financing defense can be devastating. HUB International Ontario has considerable experience in the area of Directors' & Officers' Liability Insurance.