Houses of Worship

HUB International Ontario has over sixty years experience in providing risk management and insurance services to houses of worship including churches, synagogues and mosques. We currently act for many Baptist, Alliance, Apostolic and Pentecostal churches as well as the Ontario Conference of Catholic Bishops and the United Church of Canada.

HUB knows that each individual house of worship is different and requires special attention. Not every house of worship needs or wants the same coverage's. Our experience guides us in creating specialized insurance programs that address the common,and often sensitive, risks that many houses of worship today face, while tailoring the program to meet the needs of individual houses of worship.

HUB International Ontario 's experience also extends to advocating very sensitive liability claims on behalf of our clients that are houses of worship.

Common Coverages


  • Coverage on the house of worship and contents on a new replacement cost basis
  • Property belonging to the house of worship while away from the house of worship
  • Loss of religious income
  • Stained glass
  • Property of the cleric
  • Computer equipment and house of worship records
  • Coverage of boiler and transformers

Liability (Third Party):

  • Slip and fall
  • Members as additional insured's
  • Employee and volunteer injury
  • Abuse
  • Counseling Liability
  • Directors', Officers', Trustees' Liability


  • Money and securities
  • Dishonesty


Mona Krolak

Vice President, HUB International HKMB, Toronto
Phone: 416-597-4633

Mona joined HUB International HKMB in 2004 after 12 knowledge building years at two Toronto brokerage firms. She stepped into a complex portfolio of accounts at HKMB HUB, including seniors residences and a large program for churches. Mona’s service orientation has resulted in the expansion of HUB Ontario’s portfolio of seniors residences.


Shaki Mohammed

Vice President, HUB International HKMB, Toronto
Phone: 416-597-4654

Shaki has 20 years insurance industry experience that includes broking and management roles involving large national clients in the health, not-for-profit, retail, religious, hospitality, education and museum sectors. Currently, she is involved in business development, client leadership and stewardship of a variety of programs that includes programs for the United Church of Canada.


United Church of Canada Insurance Program

Phone: 416-597-3400
Phone: 1-800-550-5458

United Church 3rd Party Event Liability Program