Construction & Contractors

HUB International Ontario has been providing insurance and risk management advice to contractors for over 100 years. With proven leadership in major projects, and our combination of size, experience and longevity in the industry, we deliver the experience and support required in today’s construction environment.

Our size gives us the market clout to work directly with numerous insurers to negotiate favourable pricing and the most appropriate coverage for our clients. We also offer specialized products and services, including full program administration: pre-bid conferences, certificate tracking, audits, contractor deduction enforcement, progress reports, claim tracking, financial reporting, return to work support, cost allocations and deductible recovery accounting. We also offer full surety bonding services.

HUB International Ontario understands the nuances of the construction industry.

Common Coverages

  • Boiler and machinery
  • Builder’s risk coverage
  • Business automobile
  • Close and post-closure bonds
  • Contract performance and payment bonds
  • Contractors’ pollution liability
  • Contractors’ protective liability
  • Employee benefits, health insurance
  • Employment practices liability
  • Environmental coverage
  • Equipment floaters
  • Excess (umbrella) insurance
  • Full onsite safety and claims administration
  • General liability
  • High deductible insurance
  • Inland marine coverage
  • Installation floaters
  • Owner and contractor liability
  • Professional liability and life insurance
  • Property and casualty insurance
  • Railroad protective liability
  • Wrap Up Liability


Rick Taylor

Partner, Sr. Vice President, HUB International HKMB, Toronto
Phone: 416-597-4607

Rick has over 25 years experience in the insurance industry and joined HUB International Ontario in 1993. He is a key member of our team, with management responsibilities for some of our largest accounts and a unit specializing in Construction Risks and Environmental Liability. He has a complete understanding of all insurance lines particularly more esoteric casualty risks.

Luis Morgado

Senior Account Executive, HUB International Ontario, Oakville
Phone: 905-582-7071

Luis has worked at HUB since 1996. He has his Canadian Risk Management certification, and he specializes in providing risk management solutions for construction, real estate, garage, transportation and other industries.