Ontario Nonprofit Network

HUB International is pleased to offer insurance coverage programs available to all Ontario Nonprofit Network supporting members.

As with any business, operating a nonprofit organization carries with it many inherent risks. Would your nonprofit be able to stay afloat in the case of a lawsuit, property damage, or other disaster? The appropriate coverage will allow for continued operation without interruption in the case of unforeseen problems.

We offer affordable group rates and customize your coverage to suit your Nonprofit’s individual needs. 

Office Package/Property Insurance

Standard Package Highlights 

  • Includes Legal Assist services
  • Replacement Costs on Contents
  • Global Deductible
  • EDP Equipment, Data, and Media breakdown coverage
  • $50,000 consequential loss coverage (on and off premises)
  • $25,000 cyber event expense coverage

Commercial General Liability:

$2,000,000 Bodily Injury and Property Damage
$5,000,000 General Aggregate

  • Employee Benefits coverage 
  • $500,000 All-Risks Tenant’s Legal Liability
  • Contingent Employers Liability
  • Contractual Liability
  • Incidental Medical Malpractice
  • Abuse, Directors and Officers Liability, and Professional Liability (E & O) coverage available

Crime Insurance:

$10,000 coverage for Money and Securities, Employee Dishonesty, Forgery or Alteration, and Computer Fraud and Funds Transfer Fraud 

The Highlight Sheet is a general summary of “Standard” Coverage’s and Limits. Each Office/Property Package Insurance Policy is tailored to the unique requirements of each individual Ontario Nonprofit Network Supporting Member. Higher limits and additional coverage’s are available at the same Low, Group Discounted Rates. 

The Insurance Company- Northbridge Insurance   

  • Northbridge provides 24 hour/7 days a week courteous and professional claims service
  • Roots in commercial insurance go back more than 100 years 
  • The companies that form the Northbridge Insurance group of companies are rated "A" (excellent) by A.M. Best, and "A-" (strong) by S&P


Directors and Officers Liability Insurance Plan


Avoid Personal Liability.

Directors & Officers Liability Insurance for nonprofit organizations is designed to avoid personal risk by protecting you and your organization in the event of a lawsuit. When you give your time and energy to a nonprofit organization, you want to be sure you’re not risking your personal financial security:

  • Can your organization afford a defense against allegations of wrongdoing?
  • Can your organization afford to pay damages and defense costs if your Directors and Officers are found Liable?

The Exclusive Directors and Officers Liability Insurance Plan for Ontario Nonprofit Network Supporting Members offers:

  • Zero Deductable for ONN organizations with revenue less than $5m
  • A unique Directors and Officers Insurance Product developed exclusively for the Ontario Nonprofit Network and its members
  • Coverage available for nonprofits of ALL types (rates may vary)
  • Comprehensive Coverage at low, discounted Group Rates (savings of 30% or more)
  • No "Hammer Clause"
  • World Wide Coverage
  • Duty to Defend

The Insurance Company- The Guarantee

  • AM Best Rating of "A" Excellent
  • Serving Canadians since 1872
  • Canadian Company with long-term, experienced staff
  • Specialized Claims Service

Commercial Quote

Paul Spark

Commercial Account Executive, HUB International HKMB, Toronto
Email: paul.spark@hubinternational.com  
Office Phone: 416-597-0555 x 247
Cell Phone: 416-992-9390

Paul has been working in the field of Group Insurance since 1989, focusing on Not For Profit Organizations and Association Plans. He has extensive experience managing unique groups, ranging in scope from local to international. His areas of special interest include liability as it is related to directors and officers of organizations, as well as internet privacy exposures and risks. Paul has been sharing his expertise in risk management since 2008 as a Professor of Risk Management at Georgian College.