Why Choose HUB for your Business Insurance Needs?

Did you know that your business may be assuming risks that you are not aware of? HUB International Northeast works to help you understand all of your business exposures and can help you build an insurance program around these exposures and your tolerance for risk. HUB creates customized solutions designed to enhance your company’s financial and operational performance. We provide expert resources and online tools that give you access to information about your risks and insurance coverage.

We will work with you to identify ways to structure better coverage, transfer risk and manage your premium expense.

Whatever your insurance needs, HUB has an experienced advisor ready to provide you with guidance and support in identifying the right insurance solutions for your business.

Contact a HUB Specialist today.

Our Specialized Programs & Practices Include:

  • Risk Management & Loss Control Services
  • Claims Management Services
  • Property Including Boiler & Machinery
  • Business Interruption/Extra Expense
  • Workers’ Compensation
  • Business Auto
  • General Liability
  • Umbrella
  • Professional Liability
  • Directors’ & Officers’ Liability
  • Employment Practices Liability
  • Crime/Employee Dishonesty
  • Cyber Insurance
  • Fiduciary Liability
  • Environmental
  • Inland Marine/Ocean Marine
  • Foreign Package/General Liability
  • All other lines of coverage

Contact a HUB Specialist today.

Risk Services

The HUB Northeast Region Risk Services group is part of a larger Division based out of our offices in Chicago, Illinois, with consultants located throughout the United States and Canada.

HUB Risk Services Northeast Region Team consists of four dedicated consultants with a wide range of expertise in a number of specialty areas that can be leveraged to complement your internal capabilities, and provide niche expertise for specific issues.


  • Regulatory compliance 
  • Best practices / world class safety
  • Safety / environmental management
  • Global safety / environmental management
  • Enterprise risk management
  • Ergonomics improvement 
  • Fleet safety management 
  • Behavior-based safety
  • Construction safety management 
  • Property protection engineering
  • Security assessments / planning
  • Crisis management
  • Emergency response planning
  • Business continuity / disaster recovery planning
  • Environmental compliance
  • Industrial hygiene
  • Training (management / employee)

This variety of disciplines enables HUB Northeast to respond to your specific needs and objectives. Results are achieved through reduction in your Total Cost of Risk (TCOR).

Team Capabilities

The HUB Risk Services Team includes board-certified and degreed claims, safety, security, property, and environmental professionals with an average of over 20 years of experience in a variety of industries.

Our team members have the proven knowledge and experience to assist you in identifying current and/or potential risks, implementing controls to reduce exposure to loss, as well as collaborating with you to create claims management processes.

Available Risk Services

HUB is committed to providing a wide range of services to your organization to assist with targeting your risk issues, minimizing your exposure to loss, and addressing losses as they occur.

The following types of services that are available include, but are not limited to, the following:

Casualty Risk Control Services

  • Client advocacy / carrier oversight
  • Compliance assistance (U.S., Canada, international)
  • Best practice assessments
  • Safety program development
  • Outsourced safety / risk management
  • Development / implementation of audit and inspection processes
  • Training development and implementation (conventional and web-based)
  • OSHA 10/30 hour courses
  • Ergonomics improvement
  • Behavior-based safety
  • Product liability assessments
  • General liability assessment / controls
  • Fleet safety management program development
  • Slip / fall prevention
  • Safety engineering services
  • Life safety evaluations
  • OCIP / CCIP safety management
  • Safety committee development
  • Loss analysis / trending
  • Employee perception surveys

Property Risk Control Services

  • Client advocacy / carrier oversight
  • Property audits / inspections
  • Facility hazard evaluations
  • Fire protection engineering
  • Loss investigations / analysis
  • Natural hazard assessments
  • New facility construction reviews
  • Real property replacement cost appraisals 
  • Warning system evaluations
  • Protection system evaluations
  • Human-element program development
  • Impairment program design / monitoring
  • Equipment breakdown analysis


Claims Management Services

Claim costs can significantly impact any organization – policy deductibles, litigation expenses, decreased productivity resulting from absent employees and damaged equipment, and the consequential increases in future insurance premiums can be financially devastating. To prepare your organization to manage its liability and business property claims, you need a proactive claims management strategy.

The dedicated claims professionals at HUB International Northeast Limited are committed to helping policyholders establish best practice claims solutions for their unique needs. The Claims Management Team at HUB Northeast is supervised by Maryann Iannuzzo and Michael Abreu.

A Senior Vice President with forty years of claims handling experience, Ms. Iannuzzo was named “Claim Professional of the Year” by Claims Magazine in 2007, based upon her tireless efforts to advocate on behalf of policyholders.

The Claims Management Team at HUB Northeast handles the organization’s most sophisticated and high profile accounts. As a valued client in this category, your claims will be handled by a team of seasoned claims professionals that are focused on providing you with a broad spectrum of top-level services.

The claims professionals at HUB Northeast will work directly with you to understand your goals, objectives and challenges, and to develop and implement real solutions that can minimize your total cost of risk.

Client Advocacy and Carrier Oversight

  • Oversight and coordination of claim activities
  • Communication with clients and service providers
  • Develop customized loss reporting claim procedures
  • Develop special account handling instructions with the carriers based on your individual needs
  • Will meets with your staff to discuss claim reporting

Claims Reviews

  • Facilitate between HUB, insurance carrier, and client representative(s)
  • Discuss individual claim files to develop expectations and action plan

Risk Transfers Opportunities

  • Review Leases 
  • Review Contracts 
  • Send Tender letters 

Claim Data Analysis

  • Identify trends 
  • Identify reporting lags 
  • Access real time loss information from carriers (when available)


HUB provides guidance with experts to assist in the claim process in the following areas:
  • Law firms – Coverage & Defense
  • Workers’ compensation/mediation and invoice utilization services
  • Accountants 
  • Contractors
  • Air quality testing
  • Mold remediation
  • Cleaning Drying & Restoration
Property Claims Services
  • Attend inspections with property adjusters for high profile or large property losses (as needed)
  • Attend builders or experts meetings to advocate on the client’s behalf to resolve issues on property adjustments
  • Assist with the presentation of their property loss claim and business recovery
  • Catastrophe alert plans
Third Party Administrators (TPA)
  • Assist with TPA selection

Coverage Disputes

  • Evaluate and challenge insurance carrier coverage denials

HUB’s professionals meet with clients to confirm their goals and objectives and to develop customized service plan, deliverables, and timelines that will address their needs and exceed their expectations.