Farm owners face a unique set of insurance issues. HUB International Midwest Limited's Agriculture practice is adept at developing a program to protect our clients’ dwellings, personal contents, livestock and more. Our expertise stems from a thorough understanding of the risks specific to the Agriculture industry and our ability to manage those risks.

Industry Expertise

With a reputation for being a leader in the Agriculture industry, HUB offers a variety of products:

  • Farm Property, Equipment and Cattle Coverage: Saves the frustration and monetary loss of down time and building, crop, or livestock replacement.
  • Farm Liability Insurance: Serves as the first line of defense against employee or third party claims regarding bodily injury or property damage occurring on your premises.
  • Farm Vehicle Insurance: Protects your farm vehicles against damage, theft, and loss, helping you steer clear of any unfortunate and costly consequences.
  • Farm Workers Compensation: Provides financial, medical, and rehabilitation assistance for workers injured on the job or for those suffering from job-related industrial disease.
  • Loss Control: Works to address and prevent risks that can save hundreds, or thousands, of dollars in lost time, insurance, and wages.
  • Human Resource Services: Customized for farmers with employees, working to address potential issues and take affirmative steps to avoid liability.

Christopher R. Kovach

Account Executive, Commercial Risk

Christopher R. Kovach is an Account Executive on the Commercial Risk team. He has more than 21 years of experience in insurance, with a particular focus on the farming & agriculture industry. Prior to joining HUB, Mr. Kovach was with the Born Kolb Kovach Agency for 10 years. Currently, he is a member of the Dairy Business Association, the Professional Dairy Producers of Wisconsin and is a past Board member and President of the Sheboygan County Dairy Promotions Association.


  • Casualty; Fire; Health; Life
  • AFIS Designation (Agribusiness Farm Insurance Specialist)