Our team, in concert with our carrier partners, has developed enhancements to various policies that provide specific terms and conditions for your business needs such as:
- Assault and Battery – While many carriers only provide “physical force” coverage for the guard, our carriers provide for acts committed by the insured’s employees. There is no limitation of coverage because a guard was not protecting persons or property at the time of the alleged assault and battery.
- Care, Custody Control – Our carriers impose no sub-limit for property damaged or lost while in your employee’s care, custody and control including theft by others.
- Errors & Omissions – Unlike many other policy forms our carriers respond even if there is no bodily injury or property damage.
- General Liability Aggregate Limits – Our carriers provide a per project unimpaired aggregate limit.