Garage/Service Station

HUB International offers extensive resources to meet the special risk management and insurance needs of clients in the garage and service station industry.


  • Service Stations (can include attached convenience stores/restaurants)
  • Repair Garages – Light Vehicles (can include specialty shops such as Detailing, Transmission, Muffler, Glass, Lube & Oil, Emission Testing)
  • Auto Body Shops – Light Vehicles Only, Heavy Truck Mechanical Repair & Emission Testing Only (can include work on Farm Equipment)

Coverages, in part, include:

  • Liability arising from the operation of customers’ vehicle(owned automobiles are excluded)
  • $1,000,000 Third Party Liability, Basic Accident Benefits Limits
  • Comprehensive coverage (includes Open Lot Pilferage)
  • Property
  • Replacement Cost Coverage (excluding Stock)
  • Rebuilding not restricted to "Same Site"
  • Data Processing Equipment and Media included in Property of Every Description
  • General Liability
  • Products and Completed Operations
  • Blanket Contractual Liability
  • Hoist Liability
  • Tenants Legal Liability
  • Additional Coverages Available
  • Business Interruption
  • Crime
  • Equipment Breakdown
  • Umbrella or Excess Liability
  • Service Plate (s)

Contact a HUB Specialist today.