HUB’s Benefit Specialists represent various dental carriers that can offer either indemnity, Preferred Provider Organizations or a Dental Health Maintenance Organization (DMO). Costs and networks vary as well as the co-payments and/or coinsurance requirements.
Given the strong correlation between oral and systemic health, employers who offer dental benefits could experience lower health care costs overall. Regular dental check-ups can lead to early detection of more serious health conditions, such as cancer or tuberculosis. Individuals with diabetes, coronary artery disease, or stroke who receive regular periodontal treatments have lower medical costs, according to a Columbia University study (2006).
Talk to a HUB advisor about comprehensive and discount dental plans.