Special Personal Insurance Programs

Group Auto and Home Insurance

HUB Personal Insurance has extensive experience in Group Auto and Home insurance. With over 40 groups, HUB has over twenty years experience dealing with the needs of employee groups and association membership groups. We are one of the largest brokers for Aviva Traders, the group arm of Aviva and the largest group carrier in Canada. However, we do have access to other group insurers as well.

We specialize in group plans for:

• Nurses and other hospital employees
• Accounting Professionals
• Teachers and others employed by educational institutions
• Municipal employees
• Union members
• A group plan is 100% voluntary for the employees or members and offers highly competitive group rates for those who choose to participate. Additionally, members also take advantage of the following product and service enhancements:
  
• Mortgage Rate Protector
• Legal, Home and Health Assistance
• Guaranteed Claims Satisfaction or Money Back Guarantee!
• Personal Property of Student, temporarily residing away from home for the purpose of attending college or university
• Personal Property of parent living in nursing/aged home
• Extended hours of service 8:30 – 8:00 pm Mon- Thurs, 8:30 – 5:00 Friday
• In-house claims facility for standard claims allows for faster service
• 24 hours/7 days a week claims service in both official languages

HUB International Aviva Autograph Program

Do you want more control over what you pay in auto insurance premiums?

Do you think you are a good driver?

Do you think you’ve had some ‘bad luck’ and are paying too much because of it?

If the answer is "yes" then Autograph just might be for you. Slide in behind the wheel and know that your personal driving habits are directly influencing what you pay to your insurer! You can save up to 25%!!! This is over and above all other regular discounts.

How does Autograph work?

You simply place a small device into the portal of your steering column and drive! The Autograph device monitors how often you drive, what speeds you drive at, and what times of the day and night you drive. This is not a GPS and does not work on satellite, so your privacy is not being invaded.

Review the data in the comfort and privacy of your own home. Pleased with the results?  If so, submit them to your insurer and see your customized discount applied on the next renewal term. The choice on whether or not to notify your insurer is completely up to you. However, any ‘negative’ data will not be used to increase your rates, so you have nothing to lose!

Is Autograph suitable for everyone?

No single product can be the solution for everyone. However, Autograph will likely benefit the following individuals:

• stay at home parents who do not commute
• commuters who do not drive excessive distances and maintain speeds of 120km and lower
• those who drive outside of higher risk hours (between midnight and 6am for example)
• younger drivers - the extra discounting makes it financially easier to insure their vehicles
• drivers who have had some bad luck and looking for ways to reduce their premiums