General Liability

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Overview

General Liability Insurance is vital for businesses of all sizes. The amount of coverage your organization requires depends on a number of factors, including the type of business you run as well as the location of the operation. HUB knows each organization is unique and will work with you closely to select the coverage that best fits your needs.

Under most general liability insurance policies, your business can be protected from lawsuits resulting from the following:

  • Bodily injuries that occur to customers, employees, vendors or visitors on your premises.
  • Personal injuries sustained as a result of the actions or negligence of one of your employees.
  • Property damage caused by your employees.
  • Advertising injury (damage from slander or false advertising) .

Product Liability Insurance

Product Liability Insurance protects you in the event that an item manufactured or developed by your company is responsible for an accident, injury or death. The required coverage and corresponding premium will depend on:

  • The nature of the product manufactured
  • Safety measures and precautions currently in place

Contact a HUB Specialist today.
Refer to your policy for specific coverages.

Related Coverages

Cyber Liability

Coverage to protect businesses against exposures to loss created by the use of the Internet in everyday business.

Directors and Officers

Protects directors and officers of public, private and non-for-profit corporations against loss (damages and defense cost) arising out of their status or conduct as directors or officers. Common claims allege breach of duty, and security law violations.

Employment Practices Liability

Protects companies and individuals against loss (damages and defense costs) arising out of employment practice disputes. Common claims allege discrimination, sexual harassment, wrongful termination and wrongful discipline.

Professional Liability

Protects your business from alleged failure to perform on the part of, financial loss caused by, and error or omission in the service or product you sell, which are not covered by general liability insurance.

Ask an Advisor

Find answers to all of your insurance questions by asking one of our advisors. We'll answer your questions and help you shop for, compare, buy, and manage your insurance program.

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